Commercial Real Estate Loans
Fairbridge provides short-term, asset-based financing for experienced real estate developers and investors, offering up to 75% LTV on the appraised value of the collateral property. Our platform emphasizes transparency, execution certainty, and sector expertise, enabling borrowers to capitalize on opportunities and efficiently bridge to long-term or conventional financing. We look to form long-term relationships with borrowers, working with them for many years to finance their investment needs to allow them to reach the development goals of their company.
Designed for institutional sponsors and professional operators, Fairbridge’s suite of flexible debt products supports a range of strategies. At Fairbridge, we lend across asset classes and throughout the lending life-cycle of a project from acquisition and pre-development, to construction and rehabilitation, through lease-up. Each facility is structured to deliver the speed, flexibility, and reliability required to execute complex business plans with confidence.
Land & Pre-Development
Accelerate your growth with a capital partner who understands your development pipeline.
Our land acquisition loans are structured for experienced sponsors acquiring entitled or fully improved lots intended for future development or disposition.
- Maximum LTC / LTV: Up to 75% / 65%
- Term: Up to 24 months
“Bridge success. Capture full value.”
Lease-Up
Support your project through the lease-up phase with structured capital aligned to your business plan.
Our Lease-Up Loans provide financing for stabilized or near-stabilized assets, offering liquidity during the transition from construction to permanent debt or sale.
- Maximum LTC / LTV: Up to 75% / 70%
- Term: Up to 24 months
“Strategic capital for transitional assets.”
Multi-Phase Loan Strategy
Streamline your financing with an integrated capital solution built for the full project lifecycle.
The Multi-Phase Loan consolidates acquisition, construction, and lease-up financing into a single facility — minimizing friction, simplifying execution, and preserving flexibility through completion and stabilization.
- Maximum LTC / LTV: Up to 75% / 65%
- Rate reductions as milestones are achieved
- Term: Up to 36 months
“Comprehensive capital. Continuous execution.”
Construction & Rehab
Finance your next project with tailored capital for new construction or value-add opportunities.
Our Construction & Rehab Loans are structured for experienced sponsors seeking to fund development or substantial property improvements, offering competitive leverage and efficient execution.
- Maximum LTC / ARLTV: Up to 80% / 70%
- Term: Up to 36 months
“Build with confidence. Deliver with speed.”
Note-On-Note (A/B)
Enhance liquidity and optimize balance sheet performance with structured leverage solutions.
Our Note-on-Note Loans are designed for private lenders and credit investors seeking capital against existing loan portfolios, delivering flexibility, speed, and institutional execution.
- Maximum Advance Rate: Up to 80%
- Term: Up to 24 months
“Institutional leverage. Tailored for lenders.”
