Financing

Every great project starts with a vision. We provide the capital, certainty, and partnership to help you bring it to life.

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LENDING PROGRAMS

Lending Programs

Commercial Real Estate Loans

Fairbridge provides short-term, asset-based financing for experienced real estate developers and sponsors, offering up to 75% LTV on the appraised value of the collateral property. Our platform emphasizes transparency, execution certainty, and sector expertise, enabling borrowers to capitalize on opportunities and efficiently bridge to long-term or conventional financing.

Designed for institutional sponsors and professional operators, Fairbridge's suite of flexible debt products supports a range of strategies. At Fairbridge, we lend across asset classes and throughout the lending life-cycle of a project from acquisition and pre-development, to construction and rehabilitation, through lease-up. Each facility is structured to deliver the speed, flexibility, and reliability required to execute complex business plans with confidence.

Land & Pre-Development

Accelerate your growth with a capital partner who understands your development pipeline.

Our land acquisition loans are structured for experienced sponsors acquiring entitled or fully improved lots intended for future development or disposition.

Maximum LTC / LTV: Up to 75% / 65%
Term: Up to 24 months

“Bridge success. Capture full value.”

Construction & Rehab

Finance your next project with tailored capital for new construction or value-add opportunities.

Our Construction & Rehab Loans are structured for experienced sponsors seeking to fund development or substantial property improvements, offering competitive leverage and efficient execution.

Maximum LTC / ARLTV: Up to 80% / 70%
Term: Up to 36 months

"Build with confidence. Deliver with speed."

Note-On-Note (A/B)

Enhance liquidity and optimize balance sheet performance with structured leverage solutions.

Our Note-on-Note Loans are designed for private lenders and credit investors seeking capital against existing loan portfolios, delivering flexibility, speed, and institutional execution.

Maximum Advance Rate: Up to 80%
Term: Up to 24 months

"Institutional leverage. Tailored for lenders."

Lease-Up

Support your project through the lease-up phase with structured capital aligned to your business plan.

Our Lease-Up Loans provide financing for stabilized or near-stabilized assets, offering liquidity during the transition from construction to permanent debt or sale.

Maximum LTC / LTV: Up to 75% / 70%
Term: Up to 24 months

"Strategic capital for transitional assets."

Multi-Phase Loan Strategy

Streamline your financing with an integrated capital solution built for the full project lifecycle.

The Multi-Phase Loan consolidates acquisition, construction, and lease-up financing into a single facility — minimizing friction, simplifying execution, and preserving flexibility through completion and stabilization.

Maximum LTC / LTV: Up to 75% / 65%
Term: Up to 36 months
Rate reductions as milestones are achieved

"Comprehensive capital. Continuous execution."